Dorfleitner, Gregor and Quynh Anh Nguyen, and Roehe, Michaela (2019) Microfinance institutions and the provision of mobile financial services: First empirical evidence. FINANCE RESEARCH LETTERS, 31. pp. 357-362. ISSN 1544-6123, 1544-6131
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This study empirically investigates the factors driving the provision of mobile financial services (MFS) by microfinance institutions (MFIs). Using a worldwide data set on 999 MFIs and employing a probit regression, we find a positive relationship between the financial expenses of an institution and MFS adoption. Our results also show that the share of deposits is positively related to the probability of offering MFS. Moreover, larger institutions and MFIs of the bank type are more likely to adopt mobile technology in providing financial services. Furthermore, the depth of outreach is weakly positively related to the provision of MFS, suggesting that the social mission of MFIs is not impaired by the provision of MFS.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | OUTREACH; SUSTAINABILITY; DETERMINANTS; EFFICIENCY; ADOPTION; Microfinance institutions; Mobile financial services; Outreach; Operational efficiency; Digitization |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Business, Economics and Information Systems > Institut für Betriebswirtschaftslehre Business, Economics and Information Systems > Institut für Betriebswirtschaftslehre > Lehrstuhl für Finanzierung (Prof. Dr. Gregor Dorfleitner) |
| Depositing User: | Dr. Gernot Deinzer |
| Date Deposited: | 24 Mar 2020 05:53 |
| Last Modified: | 24 Mar 2020 05:53 |
| URI: | https://pred.uni-regensburg.de/id/eprint/25763 |
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